It’s not about what other people have it’s about your journey

We have heard just about every reason possible about why someone hasn’t started their financial journey.

The uncomfortable truth is there will always be someone with more money, more connections, and better luck. You can look at the richest folks in the world such as Jeff Bezos, Elon Musk, or Warren Buffet and they are constantly trading places on who has more money.

You may come from a family background that didn’t talk about money. You may have had to work 5 jobs during college or you may still have student loan debt. It can be easy to look at others and be envious of their position. They might have it easier and you know what…good for them. That’s right, good for them.

What we want you to do today is to make a decision. A decision that will change the outcome for your future.

The decision we are asking you to make is to start your financial journey. We aren’t promising you it will be easy. What we will promise you is that you will have a group here that will support you. A group here that will encourage you on your journey. 

Let’s look at three excuses that might be going through your mind right now. We want to put an end to these excuses.

#1 – I have tried before and failed…so why try again

If you have tried before and failed, that’s ok. Maybe no one ever told you it’s ok to fail. Your failure may not even be a failure. 

There is a saying, not sure who said it, “I respect the person who got in the ring and tried compared to the person who never tried”.

Your past doesn’t have to be your future. Maybe you started investing, ran into some trouble, and had to sell those assets to pay off debt. It’s ok. It happens.

Maybe you invested in a stock and the company went bankrupt. It’s ok it happens.

Don’t let people who have never tried investing talk you out of it. Don’t let them tell you “this is the way it is” or “this is what people like us do”.

You define your future! Your past doesn’t define you. It may shape you however it doesn’t define you.

#2 – I owe money…and it is just overwhelming…it’s easier to just give up

There was a time when we owed large sums of money to what felt like everyone. It’s true we didn’t owe everyone, however it sure felt like it. We owed money to banks, credit card companies, and more.

We had a choice. We could accept the fact we owed the money and dig ourselves out or give up. I would like to tell you that magically it all went away however the truth was it was years of working nights and weekends to pay it all off. It was splitting bagels and no vacations. It was 100% focused on paying off the debt and taking work we could get to pay it all off.

It can be tempting to give up but then you would miss the comeback. Everyone loves a comeback. Watch nearly any Sylvester Stallone movie and watch how he makes the comeback.

Your story hasn’t been written yet. Whatever you do, don’t give up.

#3 – At my age (fill in the number) I would have to save $1,000 a month and I still wouldn’t have a million dollars at retirement

We have met people who had to start over at 30,40, or 50+. What did they all have in common?

They weren’t looking at the end, they were looking at the present. It can be intimidating to think of a number like $1 million or $2 million or more. We believe one of the worst things you could do is decide “the mountain is too big so why try”.

One of the hardest parts in a financial journey is getting started. Take that first step. We can promise you, wherever you are at, that if you get started today you will have more than if you decide not to start.

Going back to mistake #1 don’t let your past define your future. Decide to start an investment account today! 

We put a simple 3 step guide to getting started as an investor. 

Twins Rules for Financial Success

As with all of our content here we want to encourage you to follow three core rules :

• Have an Emergency Fund/Squirrel Funds
• Invest for the Long Term
• Invest Automatically & Consistently